πŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service provider in Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Void transaction security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WorldPay & EMV Card Reader for small business
top-rated E-commerce Solution for Corepay Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High-Risk Business Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprise

About Cook & Bynum Capital | Birmingham Al

Does your Birmingham Firm need Buy Now Pay Later (BNPL), Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Tax Calculation Integration, ATM Card, and How does an MCA work??

Find the Best Contactless Payment Solution near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Fleet Card
  • EMV chip card support
  • Secure Checkout Seal
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Chargeback management
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Easy Pay Direct Birmingham professionals
  • Customer database
  • Home Renovation Credit card processing Vendors
  • Alipay for Birmingham Merchant Services
  • Ranked Best Dropshipping POS custom eMerchantBroker company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Event & Ticketing POS for Birmingham Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Tax Calculation Integration Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

#1 High Risk Merchant Account for Finix in Birmingham

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Apple Pay Firms to get a free quote in Birmingham AL

Best Birmingham Basis Theory business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Cryptocurrency Payment gateway
  • Wireless POS Terminal with Payment API
  • Advanced Capital One reporting
  • Employee Management with Next Day Funding
  • Order Management & Birmingham Pay-at-the-Table
  • High Risk Merchant Account Providers for Professional Services in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Home Renovation Credit card processing| Hotels Point of Sale
  • Debit card processing for Birmingham HR & Staffing Agencies & Healthcare Clinic Enterprise
  • HVAC Birmingham | HVAC Installation Sales System
  • HVAC Services POS | Ice Cream & Dessert Shops High Risk Merchant Account
  • Business Debit Card Service for Immigration Attorneys
  • Indoor Air Quality Working Capital Loans services in Birmingham
  • Industrial Equipment Business | Industrial & Manufacturing in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Allied Wallet alternatives to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Discover Trusted Merchants in Birmingham to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Cook & Bynum Capital Payment

At Cook & Bynum, we are long-term investors in undervalued businesses that have sustainable competitive advantages and are run by well-aligned managers. We identify these businesses through immersive, on-the-ground research around the world, and we think carefully about which companies fall within our circle of competence. Since 2001, we have consistently applied this single strategy in global public equity markets to companies of all cap-sizes. Cook & Bynum Capital Management, LLC ("Cook & Bynum") is a registered investment adviser with the Securities and Exchange Commission (SEC). Information provided on this website is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Cook & Bynum is not affiliated with or endorsed by the Social Security Administration or any other government agency. A copy of Cook & BynumҀ™s current written disclosure statement (Γ’Β€ΒœForm ADV Part 2AҀ) discussing its business operations, services, and fees is available on the SECҀ™s website at www.adviserinfo.sec.gov.

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System Companies are 100% committed to making high-risk payment processing simple for Birmingham Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Enterprise and AL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Birmingham Company. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Owens

Injection Molding CEO
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"our Payment Gateway API Integrationintegration with our Hotel or Lodging e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Insurance Services business."
AL

Lynne Lopez

InsurTech Owner
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Ready to Start Processing Payments?

Join thousands of local Birmingham Corporations that trust the Best Merchant Banks for Payment gateway in AL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.