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Modern payment processing terminal with contactless payment

Best Credit Card Processing Companies Near Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Reporting dashboard security, Tokenization, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BTCPay Server & NFC Payment Terminal for small business
top High-Risk Processor for Marqeta in
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Company Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
Best high risk Enterprise

About Porter Capital Corporation | Birmingham Al

Does your Birmingham Firm need ACH, Debit card processing, High Risk Merchant Account, Merchant account, Automated Invoicing, Signature Debit, and Get a Merchant Cash Advance online?

Top 10 Companies for High Risk Accounts near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Merchant X Birmingham professionals
  • Customer database
  • High-End Flooring BitPay Vendors
  • Chase Paymentech for Birmingham Chase Paymentech
  • Ranked Best Rated Cloud POS tailored for PayKings company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Event & Ticketing POS for Birmingham Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Automated Invoicing Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

top-rated Mobile Payments Solution (mPOS) for Payoneer Near Birmingham

#1 Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover ACH Firms to get a payment gateway in Birmingham AL

Best Birmingham Adyen business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • BTCPay Server Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Ingredient-Level Inventory & Birmingham Kitchen Display System (KDS)
  • High Risk Pay Provider for Gas Stations & C-Stores Near Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Providers Birmingham

National Wide
+ $0.20 per transaction
  • High-End Flooring Payment gateway| HOAs Point of Sale
  • ACH Processing for Birmingham Home Decor & Law Firm Enterprise
  • Home Goods Retail Birmingham | Home Healthcare Sales System
  • Home Improvement Retail POS | Home Inspectors Credit card processing
  • ATM Card Service for Home Renovation
  • Horizontal Wood Fence Peer-to-Peer Lending services in Birmingham
  • Hotels Business | HR & Staffing Agencies in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Coinbase Commerce or NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Porter Capital Corporation Payment

Porter Capital was founded in 1991 and is committed to providing innovative funding solutions and exceptional customer service to B2B businesses nationwide. Over the past three decades, we've established ourselves as one of the SoutheastҀ™s leading privately-owned financial firms, continually expanding our client portfolio. As a direct lender and factoring company, Porter Capital has provided billions in funding since our founding. We cater to a wide range of industries, with our largest number of clients in Staffing, Manufacturing, and Wholesale Distribution. We offer competitive advance rates at 85% to 95% and lines of credit that range from $25,000 to $25 million. We are thrilled to be recognized among AmericaҀ™s Fastest-Growing Private Companies on the prestigious 2024 Inc. 5000 list. This accolade honors the most innovative and dynamic independent businesses across the nation, marking a significant milestone in Porter CapitalҀ™s journey of growth and success. Porter Capital's ongoing growth is fueled by our commitment to delivering personalized, dedicated customer service while maintaining speed and efficiency in all our operations. Learn more and contact us for a free quote: 1-888-865-7678 or visit www.portercap.com.

Frequently Asked Questions

Our Debit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Birmingham Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Companies Say

Join thousands of AL Enterprise that trust Merchant-Banks for their Mobile Payment Processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Birmingham Company. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Tindle

HVAC CEO
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"their Guest Checkout Optionintegration with our Legal Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our HVAC Installation business."
AL

Christi Lopez

HVAC Services Owner
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Ready to Start Processing Payments?

Join thousands of local Birmingham Corporations that trust the Best Merchant Banks for High Risk Merchant Account in AL. Get approved in minutes and start accepting debit & credit card transactions today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.