🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call +1 (323) 861-5223
Modern payment processing terminal with contactless payment

#1 Payment Processing Providers in Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Payment analytics security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BitPay & EMV Card Reader for small business
leading High Risk Merchant Account for Alipay Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Service Provider Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About Highland Commercial Mortgage | Birmingham Al

Does your Birmingham Company need Credit card processing, Credit card processing, Debit card processing, Peer-to-Peer Lending, Payment Links on Invoices, Prepaid Debit Card, and Stacking MCAs?

Find the Best Business Merchant Services near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for App Developers Birmingham professionals
  • Customer database
  • HealthTech Debit card processing Vendors
  • CDGcommerce for Birmingham Electrical
  • Ranked Best Pet Store POS specific to Basis Theory company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reporting dashboard
  • Cloud-Based POS for Birmingham Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Payment Links on Invoices Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

premier High-Risk Processor for Business Lenders in Birmingham

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect Durango Merchant Services Company to get the best rates in Birmingham AL

Best Birmingham Easy Pay Direct Corporations

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Receipt Printer with Next Day Funding
  • Handheld Ordering Devices & Birmingham Ingredient-Level Inventory
  • High Risk Merchant Account Companies for Home Services in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account provider Birmingham

National Wide
+ $0.20 per transaction
  • HealthTech Mobile Payment Processing| High-End Flooring Point of Sale
  • Payment gateway for Birmingham High-risk merchant & Fitness Center or Gym Businesses
  • HOAs Birmingham | Home Decor Sales System
  • Home Goods Retail POS | Home Healthcare ACH Processing
  • Visa Debit services for Home Improvement Retail
  • Home Inspectors Working Capital Loans Service in Birmingham
  • Home Renovation Enterprise | Horizontal Wood Fence in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Chase Paymentech compared to EMV Card Reader for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprises

Discover Trusted Merchants in Birmingham to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

🔐

About Highland Commercial Mortgage Payment

Highland Commercial Mortgage, headquartered in Birmingham, Alabama, is a full-service FHA MAP-Approved financial lender offering underwriting, loan origination and loan servicing for affordable & multifamily mortgages, as well as, assisted living facilities across the country. Highland Commercial Mortgage works closely with developers, non-profit housing organizations, and large property managers across the United States to build long term business relationships based on trust and commitment that support the development of new and existing communities. We are invested in our clients for the long haul and will make certain that your experience working with our team is positive and provides a way that your visions become a reality. In 2016, Highland Commercial Mortgage ranked 6th in the country for FHA loan volume.

Frequently Asked Questions

Our Credit card processing Provider & POS System Firm are 100% committed to making high-risk payment processing simple for Birmingham Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Providers Say

Join thousands of Al who trust Merchant-Banks with our High Risk Merchant Account to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Birmingham business. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Houston

Hotels CEO
★★★★★
"our Mobile-Optimized Checkoutintegration with our General Contractor e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our HR & Staffing Agencies business."
AL

Amanda Lopez

HVAC Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Business that trust the Best Merchant Banks for Debit card processing in AL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.