πŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Providers Near Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Omnichannel security, Point-to-Point Encryption (P2PE), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Stax & NFC Payment Terminal for small business
Best Payment Processor for WeChat Pay in
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
πŸ“ž Call Now πŸ’° Get Quote
50,000+ Restaurant Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
Best high risk Firms

About Oneascent | Birmingham Al

Does your Birmingham Business need E-check, Payment gateway, ACH Processing, Merchant account, Online Bill Pay Portal, Mastercard Debit, and No collateral business funding?

Top 10 Subscription Billing Platforms near you.

πŸ’³

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

πŸ“±

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
πŸ’»

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Alipay Chelsea professionals
  • Customer database
  • Dispensary NOWPayments Vendors
  • WeChat Pay for Chelsea Recurring billing
  • Ranked Best Rated Mobile POS (mPOS) for my Allied Wallet company
πŸͺ

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Hotel & Hospitality POS for Chelsea Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Online Bill Pay Portal Chelsea
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

leading E-commerce Solution for App Developers Near Chelsea

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Fiserv Businesses to get the best rates in Chelsea AL

Best Birmingham Flutterwave Companies

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account provider Chelsea

National Wide
+ $0.20 per transaction
  • Dispensary Debit card processing| Double-Pane Window Replacement Point of Sale
  • High Risk Merchant Account for Chelsea Driving Schools & Non-Profit Organization Firms
  • Dropshipping Businesses Chelsea | Dropshipping Services Sales System
  • Drywall & Insulation POS | Eco-Friendly Design Mobile Payment Processing
  • Prepaid Debit Card services for Ecommerce & Products
  • EdTech Platforms Peer-to-Peer Lending Service in Chelsea
  • eLearning Marketplaces Company | Electrical in Chelsea
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
πŸ”’

WorldPay versus NFC Payment Terminal for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

πŸ›‘οΈ

Payment Processing for High Risk Company

Find Trusted Merchants in Chelsea to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

πŸ”

About Oneascent Payment

OneAscent is a family of companies committed to delivering Kingdom class financial solutions to advisors and investors. OneAscent Wealth Management, OneAscent Financial Services, and OneAscent Investment Solutions each make a positive impact and bless humanity through values-based investing. All are driven by our mission to help stewards thrive in life and legacy, each with its own vision to accomplish this end. Investment advisory services offered through OneAscent Wealth Management, LLC (Γ’Β€ΒœOAWMҀ), OneAscent Financial Services, LLC (Γ’Β€ΒœOAFSҀ), OneAscent Investment Solutions, LLC (Γ’Β€ΒœOAISҀ), OneAscent Capital, LLC (Γ’Β€ΒœOACҀ), and OneAscent Family Office, LLC (Γ’Β€ΒœOAFOҀ), investment advisers registered with the United States Securities and Exchange Commission. OAWM, OAFS, OAIS, OAC, and OAFO may only transact business in those states in which they are registered or qualify for an exemption or exclusion from registration requirements. This website is limited to the dissemination of general information pertaining to their investment advisory services. Accordingly, publication of this website on the internet should not be construed by any consumer and/or prospective client as OAWM's, OAFS's, OAIS's, OAC's, and OAFO's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Any subsequent, direct communication by OAWM, OAFS, OAIS, OAC, and OAFO with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

Frequently Asked Questions

Our Payment gateway Provider & POS System Corporations are 100% committed to making high-risk payment processing simple for Birmingham Enterprise owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chelsea Merchant Providers Say

Join thousands of Al who trust Merchant-Banks with their Credit card processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Chelsea Enterprises. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Smith

Electrical Contractors CEO
β˜…β˜…β˜…β˜…β˜…
"their Tax Automationintegration with our Plumbing Services e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
β˜…β˜…β˜…β˜…β˜…
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Electrical Services business."
AL

Martin Lopez

Electric Vehicle Manufacturing Owner
β˜…β˜…β˜…β˜…β˜…

Ready to Start Processing Payments?

Join thousands of local Chelsea Firm that trust the Best Merchant Banks for ACH Processing in AL. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.