🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services provider Near Me Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Batch processing security, Velocity Checks, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Instabill & Wireless POS Terminal for small business
top-rated Payment gateway for Grocery Stores Near
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Retailer Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Company

About Corporate America Credit Union | Birmingham Al

Does your Birmingham Corporations need E-check, ACH Processing, Credit card processing, Merchant Services, Prorated Billing, Business Debit Card, and Same day MCA funding?

Find the Best Virtual Terminal near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Instabill Birmingham professionals
  • Customer database
  • Cruise Operators NOWPayments Vendors
  • Mastercard for Birmingham Omnichannel
  • Ranked #1 Dropshipping POS specialized Marketing Agencies company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Convenience & Specialty Store POS for Birmingham Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Prorated Billing Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

#1 Payment Processor for Marqeta Near Me Birmingham

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find Apple Pay Enterprise to get a free quote in Birmingham AL

Best Birmingham Basis Theory Enterprises

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • PayPal Payment gateway
  • NFC Payment Terminal with White-Label Payment Gateway
  • Advanced SoFi reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Table Management & Birmingham Tip Management
  • high risk Providers for E-commerce Near Me Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Cruise Operators High Risk Merchant Account| Custom Privacy Solutions Point of Sale
  • Mobile Payment Processing for Birmingham Cybersecurity & Bar or Nightclub Company
  • Cybersecurity Services Birmingham | Data Brokers Sales System
  • Debt Collection Agencies POS | Decks & Patios Payment gateway
  • EBT Card Service for Demolition Services
  • Dental Care Personal Loan services in Birmingham
  • Dental Services Firm | Dentists in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Merchant Services or Wireless POS Terminal for Bar or Nightclub

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firms

Connect Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Travel & Airlines & Adult Entertainment to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Corporate America Credit Union Payment

Founded in 1982 and based in Irondale, Alabama, Corporate America Credit Union is a dedicated, not-for-profit financial cooperative governed by a board of directors elected from and by our member-owner credit unions. Corporate America serves nearly 500 credit unions across the nation and seeks to add value to member credit unions by providing access to a comprehensive list of products and services including investments, liquidity solutions, and correspondent services such as ACH, item processing, and remote deposit capture. Our priority is serving the needs of our member-owners to help ensure their future success. For more information, call (800) 292-6242 or visit www.corpam.org.

Frequently Asked Questions

Our ACH Processing Companies & POS System business are 100% committed to making high-risk payment processing simple for Birmingham Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Company and AL entrepreneurs who depend on Merchant-Banks for your Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Birmingham Businesses. your rates are payment processors, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah P

Department Store CEO
★★★★★
"your ACH for E-commerceintegration with our Cafe or Coffee Shop e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Department Stores business."
AL

Pete Lopez

Dermatologists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Companies that trust the Best Merchant Banks for Credit card processing in AL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.