🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Batch processing security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Skrill & EMV Card Reader for small business
leading Payment gateway for Grocery Stores Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Corporations

About Harbert Management Corporation | Birmingham Al

Does your Birmingham Enterprises need BitPay, Mobile Payment Processing, Payment gateway, High-risk merchant, Scheduled Payments, HSA Card, and Merchant Cash Advance renewal?

Find the Best Virtual Terminal near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Instabill Birmingham professionals
  • Customer database
  • Credit Repair Companies Buy Now Pay Later (BNPL) Vendors
  • Soar Payments for Birmingham Flooring
  • Ranked Best Pet Store POS custom Marketing Agencies company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Education Campus POS for Birmingham Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Scheduled Payments Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

premier Payment Processor for Marqeta in Birmingham

Best Rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Flutterwave Firm to get a payment gateway in Birmingham AL

Best Birmingham Global Payments Firms

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Birmingham

National Wide
+ $0.20 per transaction
  • Credit Repair Companies Credit card processing| CRM Platforms Point of Sale
  • Debit card processing for Birmingham Cruise Operators & E-commerce Business Corporations
  • Custom Cabinetry Birmingham | Custom Privacy Solutions Sales System
  • Cybersecurity POS | Cybersecurity Services High Risk Merchant Account
  • PIN Debit Service for Data Brokers
  • Debt Collection Agencies Merchant Services services in Birmingham
  • Decks & Patios business | Demolition Services in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Stax or EMV Card Reader for E-commerce Business

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Discover Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Harbert Management Corporation Payment

Harbert Management Corporation (“HMC”) is an investment management firm focusing on alternative assets, with approximately $7.7 billion in Regulatory Assets Under Management as of January 31, 2024; asset classes include: U.S. Real Estate, European Real Estate, Seniors Housing, Seniors Housing Development, Infrastructure, Growth Equity, Credit Solutions, and Absolute Return Strategies. HMC is headquartered in Birmingham, AL, USA and has offices in Atlanta, Charlotte, Dallas, Nashville, New York, Richmond, San Francisco, Los Angeles, London, Luxembourg, Madrid and Paris. HMC and its affiliates make significant co-investments on the same terms as other investors in all their sponsored funds helping ensure a sharp focus on returns and strict controls around fund administration, legal, compliance and reporting.

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Businesses are 100% committed to making high-risk payment processing simple for Birmingham Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Companies Say

Join thousands of AL Corporations that trust Merchant-Banks for our ACH Processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Birmingham Company. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Oneal

Dental Care CEO
★★★★★
"our Guest Checkout Optionintegration with our Financial Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Dental Services business."
AL

Kathryn Lopez

Dentists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Company that trust the Best Merchant Banks for Payment gateway in AL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.