🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Virtual terminal security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant X & EMV Card Reader for small business
leading Mobile Payments Solution (mPOS) for eMerchantBroker Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Service Provider Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprise

About Harbert Management Corporation | Birmingham Al

Does your Birmingham Firm need NOWPayments, Credit card processing, Debit card processing, Peer-to-Peer Lending, Installment Plans, Check Card, and Stacking MCAs?

Find the Best Point of Sale System near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Commercial Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Flutterwave Birmingham professionals
  • Customer database
  • Automation Systems QR code payments Vendors
  • NOWPayments for Birmingham Mold Remediation
  • Ranked Best Pet Store POS specific to Grocery Stores company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Daily closeout
  • Event & Ticketing POS for Birmingham Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Installment Plans Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

premier Omnichannel Payment Solution for High Risk Pay in Birmingham

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect National Processing Firms to get a high-risk account in Birmingham AL

Best Birmingham NFC (Near Field Communication) business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Venmo Payment gateway
  • Wireless POS Terminal with QuickBooks Integration
  • Advanced Experian reporting
  • Receipt Printer with Next Day Funding
  • Recipe Management & Birmingham Reservation System Integration
  • High Risk Merchant Account Businesses for Educational Institutions in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Companies Birmingham

National Wide
+ $0.20 per transaction
  • Automation Systems Mobile Payment Processing| Automotive Manufacturing Point of Sale
  • Payment gateway for Birmingham Automotive Parts & Cafe or Coffee Shop Enterprise
  • Automotive Retail Birmingham | Auto Parts Sales System
  • Auto Parts Retail POS | Auto Repair ACH Processing
  • FSA Card services for Backup Power Systems
  • Banking Services Working Capital Loans Service in Birmingham
  • Bars & Lounges Business | Basement Flood Recovery in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

PayKings versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Birmingham to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Harbert Management Corporation Payment

Harbert Management Corporation (“HMC”) is an investment management firm focusing on alternative assets, with approximately $7.7 billion in Regulatory Assets Under Management as of January 31, 2024; asset classes include: U.S. Real Estate, European Real Estate, Seniors Housing, Seniors Housing Development, Infrastructure, Growth Equity, Credit Solutions, and Absolute Return Strategies. HMC is headquartered in Birmingham, AL, USA and has offices in Atlanta, Charlotte, Dallas, Nashville, New York, Richmond, San Francisco, Los Angeles, London, Luxembourg, Madrid and Paris. HMC and its affiliates make significant co-investments on the same terms as other investors in all their sponsored funds helping ensure a sharp focus on returns and strict controls around fund administration, legal, compliance and reporting.

Frequently Asked Questions

Our Credit card processing provider & POS System Companies are 100% committed to making high-risk payment processing simple for Birmingham Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Provider Say

Join thousands of small and large Enterprise in Birmingham to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Birmingham Company. our rates are pricing models, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Estes

Bathroom Exhaust Fan CEO
★★★★★
"our Buy Now, Pay Later (BNPL)integration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Battery Manufacturing business."
AL

Claude Lopez

Beauty and Cosmetics Retail Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Corporations that trust the Best Merchant Banks for Debit card processing in AL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.